Lessons to Write a Hardship Letter: Loan Modification Hardship Letters
To Whom It May Concern:
We am writing this letter to explain my saddening set of circumstances that have caused us to become delinquent on our mortgage. Collectively have done everything in our power to make ends meet but unfortunately we have need your help and would like you to consider working with us to get a loan modification. Our number one hope is to keep our home and we would really appreciate the chance to protect our family.
The main reason that caused us to be late is we got sick. We became late on our payments and then and our paychecks not being nearly enough, we had fallen further and further behind. Now, it‚Äôs been to the point we’ve exhausted all our other options where we cannot afford to pay what is owed to your mortgage bank. It is our full intention to pay what we owe. But at this time we have exhausted all of our income and resources so we are turning to you for help.
The date of.
The situation has not got better because we have no more money and have no jobs and we feel that a loan modification would benefit us both. We would appreciate if you can work with us to lower our delinquent balance amount owed and or payment so we can keep our home and also afford to make amends with your banking center.
We truly hope that you will consider working with us and we are anxious to get this settled so we all can move on.
Sincerely and Respectfully,
You sign here
The date today
This article was written by the hardship letter specialists at HelpMortgageForeclosure.com.
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